Property Insurance
By pooling resources, CHC funds high-frequency, low-cost claims for non-profit housing providers, achieving premium stability.
Community Housing Coverage (CHC) is BC Non-Profit Housing Association’s (BCNPHA) sector-led insurance program, an administrative entity wholly owned by BCNPHA, designed to pool and service the property insurance needs of non-profit housing providers. CHC brings together the sector experience of BCNPHA with the nation-leading brokerage expertise of HUB International, offering cost-effective coverage and exceptional service for BCNPHA members. Formed as the sector advocate, CHC holds brokers and insurers accountable, representing a unified insurance voice with significant premium influence. Unlike individual clients contracting brokers, CHC ensures a “seat-at-the-table” for sharing the sector’s story with insurers, amplifying the impact and benefits for all members.
The Benefits of our Coverage
Collective Buying Power: Secures favourable terms through group negotiation.
Risk Sharing: Distributes risk to stabilize premiums and lessen claim impacts.
Negotiation: Leverages group strength for better terms and competitive pricing.
Cost Savings: Lowers premiums via volume discounts and improved loss history.
Administrative Efficiency: Centralizes administration to simplify processes.
Risk Mitigation Strategies: Data-driven decision-making and proactive risk management measures.
Contact Us
We’re just an email away and happy to assist! Reach out to us at mark@communityhousingcoverage.ca or visit our website for any queries or further details. We’re here to help and look forward to hearing from you!
Related Links
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